SAPOTA: annexure-VII
 

REPAYMENT OF TERM LOAN

Term Loan - Rs.52.50 thousand

Moratorium - 72 Months

Repayment - 5 Years

Gestation Period - 60 Months

Installment Amount - Rs.4.77 thousand

Installment Nos. - 11

Interest Rate - 12%

(Rs. In thousand)

Year	Principal Amount	Installment	Outstanding	Interest
				Half	Yearly
Year 0	52.50	0.00	52.50	3.15	3.15
1		0.00
2
Year 1	52.50	0.00	52.50		6.30
1		0.00
2			52.50	3.15	6.30
Year 2	52.50	0.00	52.50	3.15
1	52.50	0.00	52.50	3.15	6.30
2
Year 3	52.50	0.00	52.50	3.15	6.30
1	52.50	0.00	52.50	3.15
2
Year 4	52.50	0.00	52.50	3.15	6.30
1	52.50	0.00	52.50	3.15
2
Year 5	52.50	0.00	52.50	3.15	6.30
1	52.50	0.00	52.50	3.15
2
Year 6	52.50	0.00	52.50	3.15	6.30
1	52.50	0.00	52.50	3.15
2
Year 7	52.50	4.77	47.73	2.86	4.87
1	47.73	4.77	42.96	2.58
2
Year 8	42.96	4.77	38.18	2.29	3.72
1	38.18	4.77	33.41	2.00
2
Year 9	33.41	4.77	28.64	1.72	2.58
1	28.64	4.77	23.86	1.43
2
Year 10	23.86	4.77	19.09	1.15	0.86
1	19.09	4.77	14.32	0.86
2
Year 11	14.32	4.77	9.55	0.57	0.29
1	9.55	4.77	4.77	0.29
2
Year 12	4.77	4.77	0.00	0.00	0.00
1	0.00	0.00	0.00	0.00
2
		52.50

annexure-VII (A)

REPAYMENT SCHEDULE

(Rs. in thousand)

Particulars	Year 1	Year 2	Year 3	Year 4	Year 5
Net Accruals	8.43	15.35	22.27	39.51	39.51
Interest Added Back	-	-	-	-	-
Loan- Balance at Year End	52.50	42.96	33.41	23.86	14.32
Bank Loan	52.50	42.96	33.41	23.86	14.32
Repayment (6years, half yearly)	6.30	15.85	15.56	14.41	13.27
Principal	0.00	9.55	9.55	9.55	9.55
Bank Loan	0.00	9.55	9.55	9.55	9.55
Interest	6.30	6.30	6.01	4.87	3.72
Bank Loan	6.30	6.30	6.01	4.87	3.72
Net Surplus	2.13	-0.50	6.71	25.10	26.24